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Axonic Waypoint MYGA Rate Change

Effective 8/24/26, some of our Waypoint MYGA rates will be increasing.

 

Explore new rates by clicking the button below.

 

View New Rates

 

Click here to download our current rate sheet.

 

 

Rate Lock Policy:

·     For MYGA policies, the policy is issued using the higher of the rate in effect on the application signed date or the effective date, provided all funds have been received.

·     Funds for checks and wires must be received within 10 business days of the date the application was signed.

·     Rate lock on transfers is effective for 60 days from the date the application was signed.

 

Limited-Time Symetra IUL Underwriting Upgrade

We are excited to share a significant underwriting opportunity from Symetra that can create immediate value for your clients.

Effective August 24, 2026, through December 31, 2026, eligible Symetra IUL cases approved at Standard will automatically receive an underwriting class upgrade to Preferred or Super Preferred, depending on the product and face amount. There is no negotiation required, no special programs to qualify for, and no additional hoops to jump through. Symetra is simply applying a substantial table shave to qualifying cases.

Eligible Products

Symetra Accumulator IUL (AIUL)

  • Face amounts up to $10,000,000
  • Standard approval upgraded to Super Preferred

Symetra Protector IUL

  • Face amounts up to $5,000,000
  • Standard approval upgraded to Preferred

Why This Matters

This is an excellent opportunity to:

  • Improve client pricing and illustrations
  • Increase policy value potential
  • Help clients qualify for significantly better rates than expected
  • Strengthen your competitive positioning in the marketplace

Take full advantage of this limited-time Super Preferred giveaway while it lasts.

Additional details and marketing materials will be available soon.

Banner Life: Lower Rates for OPTerm now Available

Starting today (August 11, 2026), you’ll see lower rates from Banner Life.

Giving your clients access to affordable term life insurance isn’t a strategy or a sales plan – it’s business as usual for Banner Life. It’s how we got to be the #1 term life insurance carrier in the U.S.,1 and it’s what you can expect from us day in and day out.

We’re dropping rates on OPTerm, so whether your client needs 10 years of coverage or 40, we’ll be there for them and for you. It’s not about the numbers, but you can expect to see us at the top of the rankings about 88% of the time.2

That’s what a trusted partner does. You can count on us to make it easier for you to do business every day, not just when it’s convenient.

 

See our updated Administrative Guidelines

 

We’re Banner Life. Here for you. Here for better.

 

Pacific Life PL Promise Producer Incentive Program

HOW THE PROGRAM WORKS:

■ Submit PL Promise Term or PL Promise GUL applications by 12/31/26.
■ Place a minimum of five in-force PL Promise Term or PL Promise GUL policies by 2/28/27.
■ Incentive will be paid within one month of every five paid cases, and final payments will be paid by 3/31/27.
■ Policies must remain in force for at least one policy year or a chargeback will apply.
■ The producer incentive is paid in the same form as regular commission payments.
■ Designed for life insurance brokers only; direct marketers and e-retailers are not eligible.

For more info, click HERE.

Nationwide CareMatters Annuity Underwriting Update

Nationwide recently updated their CareMatters Annuity Underwriting Process Guide. On the second page following question 6, you’ll find a list of uninsurable health conditions.

A few important notes:

• The overall application process has not changed
• The original 6 underwriting questions remain in place, with the first 5 continuing to function as knockout questions and the 6th helping determine standard or preferred rating eligibility
• We have added a list of uninsurable conditions for this product to provide additional clarity during the screening process

The goal of this update is to provide greater clarity upfront, particularly in cases where a client may answer “no” to the knockout questions but still have a significant health condition that would make them ineligible for coverage.

We hope this added transparency helps you assess fit earlier, set clearer expectations, and identify the most appropriate opportunities for your clients.

PL Promise Term Life Insurance Reprice

Effective July 20, 2026, Pacific Life Insurance Company is rolling out refreshed pricing for PL Promise Term1 level premium life insurance—a product designed to offer affordable death benefit protection to consumers and business owners needing short-term flexible coverage.

Rates have been updated to increase consistency for solid competitiveness across all combinations of terms, risk classes, gender, and issue ages.

A 60-day transition period is provided.

Our commitment to providing affordable life insurance coverage for everyday consumers remains strong. View full bulletin for pricing sweet spots and other details.

View Full Bulletin (PDF)

Nationwide’s Multi-Life Guaranteed Issue Program Goes Live July 10th

We’re excited to share that Nationwide’s retail Multi-Life Guaranteed Issue program and platform is live as of July 10, 2026. This new platform offers a streamlined experience for submitting and managing multi-life cases, including:

• An end-to-end digital experience on a single integrated platform
• No duplicate data entry — intake, census, and illustration details automatically carry forward
• Real-time dashboard visibility into each participant and overall case status

To submit details for review prior to final submission:

1. Access our retail Multi-Life Guaranteed Issue platform through the Nationwide Sales & Service Center, complete the intake form, and upload the census.
2. Once reviewed, Nationwide will send a preliminary approval email.
3. Complete licensing, use the web-based illustrator, and provide the aggregate illustration ID.
4. Then initiate the application, with most inputs pre-filled.

Click here to view the Multi-Life Guaranteed Issue – IUL Accumulator III brochure

Securian Eclipse Accumulator II IUL: Up to 40% Lower Charges

With Indexed Universal Life (IUL), charges matter. Eclipse Accumulator II IUL delivers the lowest total charges by year 20 among major competitors,1 helping more premium dollars go to work for your clients from day one.

Why financial professionals are taking notice:

✓ Lowest total charges by year 20 among major competitors1
✓ Up to nearly 40% lower total charges than the highest-cost competitor1
✓ More premium available to support cash value accumulation

Illustrated rates tell only part of the story. Internal policy charges can significantly impact long-term outcomes — and lower charges can mean more value for your clients.
See how Eclipse Accumulator II IUL stacks up.

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