Securian Eclipse Accumulator II IUL: Up to 40% Lower Charges
With Indexed Universal Life (IUL), charges matter. Eclipse Accumulator II IUL delivers the lowest total charges by year 20 among major competitors,1 helping more premium dollars go to work for your clients from day one.
Why financial professionals are taking notice:
✓ Lowest total charges by year 20 among major competitors1
✓ Up to nearly 40% lower total charges than the highest-cost competitor1
✓ More premium available to support cash value accumulation
Illustrated rates tell only part of the story. Internal policy charges can significantly impact long-term outcomes — and lower charges can mean more value for your clients.
See how Eclipse Accumulator II IUL stacks up.
Nationwide Underwriting Awareness Month
Join us for Underwriting Awareness Month |
| This July, Underwriting Awareness Month offers a fresh perspective on what’s new in life insurance underwriting. Register for our upcoming webinars to uncover insights, trends and how Nationwide® puts people at the heart of every decision. Learn more about Underwriting Awareness Month, here: https://www.nationwide.com/financial-professionals/products/life/underwriting/ |
Symetra Webinar Replay: Mastering the Mechanics of Protection IUL
Webinar replay: Mastering the Mechanics of Protection IUL
Missed the webinar? Don’t miss this key insight:
• One of the most important criteria in the longevity of protection-focused indexed universal life (IUL) isn’t the premiums—it’s the charges.
In our Mastering the Mechanics of Protection IUL webinar, we show how charges impact net premium and reveal how much of each premium dollar actually goes to work fueling the policy.
You’ll also learn how to stress-test protection IUL, compare products more effectively, and uncover sales opportunities through case studies. If you want to better understand what’s under the hood of protection IUL, this replay is worth the watch.
| Watch replay |
Securian: The Opportunity Hidden in a Policy Review
One review. New possibilities.
Some of the most valuable client conversations start with taking a fresh look at what’s already in place.
That’s where policy reviews can make a meaningful difference.
When clients share their future plans, evolving priorities or questions about whether their current policy is still meeting their needs, a simple conversation can open the door to new possibilities. It creates an opportunity for you to listen, ask thoughtful questions, and uncover solutions.
In our new case study, by taking the time to understand their client’s concerns, the financial professional was able to explore options and identify a path forward that met their client’s immediate needs and future goals too.
Behind every policy is a person and a future worth protecting
Policy reviews are more than a service touchpoint. They’re a chance to strengthen relationships, reinforce your value as a financial professional, and show clients that their needs remain at the center of every conversation.
Discover how one policy review uncovered a better way to align a client’s coverage with what mattered most.
American National: Product Enhancements (Smart Start Accumulator Series)
We’re making enhancements to our Smart Start Accumulator and Smart Start Accumulator Plus —two products designed to maximize your clients’ growth potential from day one.
Available July 7, both products will now offer the Smarter Start Guarantee, which provides a minimum index credit on qualifying first-year allocations. This replaces the Best Entry feature.
From July 7 to Sept. 9 only, all fully funded, pending Smart Start Accumulator and Smart Start Accumulator Plus applications will receive a 5% guaranteed floor rate for the first contract year. Contracts submitted after this 60-day window will receive the 4% guaranteed rate.
We are also increasing the free withdrawal amount from 5% to 10% on the Smart Start Accumulator and Smart Start Accumulator Plus.
Watch this Smart Start Accumulator video to learn about key features, product details, and audience positioning.
Product training
- Required suitability training, course LAD10822, must be completed before sale.
- Agents who completed LAD10385 prior to 07/07/2026 must complete the supplemental update module LAD10821.
- The full suitability course will be available on RegEd, My Learning, iCapital (Simon), and LUMA. The supplemental course will be available on RegEd and My learning.
Mutual of Omaha: What Comes Next for Annuity Conversations?
Turn Awareness Into Action
Annuity Awareness Month is a natural time to start conversations about retirement income. But the opportunities don’t have to end there.
Every day, clients are thinking about how long their money may last, how market changes could affect their plans, and how to create dependable income for the years ahead. These are real concerns that call for confident, well-supported conversations.
Bring Confidence to Every Annuity Conversation
With Mutual of Omaha, you bring more than just annuity solutions into the discussion. From educational materials to product training and sales support, Mutual of Omaha provides resources that can help simplify complex concepts, guide client decisions and reinforce the value of guaranteed income within a broader retirement plan.
Because clients aren’t just looking for income—they’re looking for confidence that lasts.
Mutual of Omaha annuities — Confidence that Lasts.
Athene: Performance Elite Special Bonus Rates Extended 30 Days
Enhanced Premium Bonus rates* on Athene Performance Elite® 10 and 15 are now available through July 31!
We want to keep the momentum going, so clients now have more time to evaluate whether the opportunity — with rates up to 26% and 34%, respectively — aligns with their long-term retirement objectives. View promotion details.
This extension offers a timely opportunity to connect with clients who want to protect retirement assets and pursue accumulation potential — while taking advantage of an immediate Premium Bonus to their annuity’s accumulated value.
New in NY: CareMatters II Launching 4/13/26
Exciting news! We are pleased to announce the launch of CareMatters II in New York, going live on April 13, 2026.
Illustrations will be available beginning April 10, 2026.
Below are a few of the key enhancements we’re excited to share:
- Inflation rider available immediately once the client becomes benefit-eligible (no longer a 2-year waiting period)
- New 3% compound inflation option, in addition to the existing 3% simple and 5% compound options available in NY
- Expanded payment flexibility, including:
- Pay to age 65
- Pay to age 100
- Separately identifiable premiums, allowing for potential business-owner deductions
- Translator support for phone interviews, now available for clients in New York
We have included several launch resources and materials below, and product training is now live.
Side by Side Comparison for New York
Transamerica FFIUL II Express now available in California
Next-gen life insurance is here — with 100% instant decisioning to deliver powerful coverage in minutes. Effective today, March 25, Transamerica Financial Foundation IUL® II Express is redefining how fast and convenient life insurance can be.
Click HERE for the Toolkit.
Corebridge: Foreign National Eligibility
New quick & easy Foreign National tools determine eligibility
Access the new online tool: Foreign National Questionnaire.
- Determine client eligibility
- No log in required
- Available on the Rapid Rater quoting tool
Plus, check out the updated Foreign National Guidelines for Life Insurance Sales that include the elimination of IRS form W-9 and W-8BEN.