American National: Product Enhancements (Smart Start Accumulator Series)
We’re making enhancements to our Smart Start Accumulator and Smart Start Accumulator Plus —two products designed to maximize your clients’ growth potential from day one.
Available July 7, both products will now offer the Smarter Start Guarantee, which provides a minimum index credit on qualifying first-year allocations. This replaces the Best Entry feature.
From July 7 to Sept. 9 only, all fully funded, pending Smart Start Accumulator and Smart Start Accumulator Plus applications will receive a 5% guaranteed floor rate for the first contract year. Contracts submitted after this 60-day window will receive the 4% guaranteed rate.
We are also increasing the free withdrawal amount from 5% to 10% on the Smart Start Accumulator and Smart Start Accumulator Plus.
Watch this Smart Start Accumulator video to learn about key features, product details, and audience positioning.
Product training
- Required suitability training, course LAD10822, must be completed before sale.
- Agents who completed LAD10385 prior to 07/07/2026 must complete the supplemental update module LAD10821.
- The full suitability course will be available on RegEd, My Learning, iCapital (Simon), and LUMA. The supplemental course will be available on RegEd and My learning.
Mutual of Omaha: What Comes Next for Annuity Conversations?
Turn Awareness Into Action
Annuity Awareness Month is a natural time to start conversations about retirement income. But the opportunities don’t have to end there.
Every day, clients are thinking about how long their money may last, how market changes could affect their plans, and how to create dependable income for the years ahead. These are real concerns that call for confident, well-supported conversations.
Bring Confidence to Every Annuity Conversation
With Mutual of Omaha, you bring more than just annuity solutions into the discussion. From educational materials to product training and sales support, Mutual of Omaha provides resources that can help simplify complex concepts, guide client decisions and reinforce the value of guaranteed income within a broader retirement plan.
Because clients aren’t just looking for income—they’re looking for confidence that lasts.
Mutual of Omaha annuities — Confidence that Lasts.
Athene: Performance Elite Special Bonus Rates Extended 30 Days
Enhanced Premium Bonus rates* on Athene Performance Elite® 10 and 15 are now available through July 31!
We want to keep the momentum going, so clients now have more time to evaluate whether the opportunity — with rates up to 26% and 34%, respectively — aligns with their long-term retirement objectives. View promotion details.
This extension offers a timely opportunity to connect with clients who want to protect retirement assets and pursue accumulation potential — while taking advantage of an immediate Premium Bonus to their annuity’s accumulated value.
New in NY: CareMatters II Launching 4/13/26
Exciting news! We are pleased to announce the launch of CareMatters II in New York, going live on April 13, 2026.
Illustrations will be available beginning April 10, 2026.
Below are a few of the key enhancements we’re excited to share:
- Inflation rider available immediately once the client becomes benefit-eligible (no longer a 2-year waiting period)
- New 3% compound inflation option, in addition to the existing 3% simple and 5% compound options available in NY
- Expanded payment flexibility, including:
- Pay to age 65
- Pay to age 100
- Separately identifiable premiums, allowing for potential business-owner deductions
- Translator support for phone interviews, now available for clients in New York
We have included several launch resources and materials below, and product training is now live.
Side by Side Comparison for New York
Transamerica FFIUL II Express now available in California
Next-gen life insurance is here — with 100% instant decisioning to deliver powerful coverage in minutes. Effective today, March 25, Transamerica Financial Foundation IUL® II Express is redefining how fast and convenient life insurance can be.
Click HERE for the Toolkit.
Corebridge: Foreign National Eligibility
New quick & easy Foreign National tools determine eligibility
Access the new online tool: Foreign National Questionnaire.
- Determine client eligibility
- No log in required
- Available on the Rapid Rater quoting tool
Plus, check out the updated Foreign National Guidelines for Life Insurance Sales that include the elimination of IRS form W-9 and W-8BEN.
Banner Life: Instant and Exam Free Now Up To $5m
OPTerm just got even stronger. Banner’s increased retention limits now unlock accelerated underwriting up to $5M for ages 20-60 – plus higher autobind limits across most rate classes. Faster decisions, bigger cases, more flexibility. Check out the latest.
Symetra: Super Preferred Upgrade Program
Super Preferred Upgrade Program: Extended through July 1st
If clients qualify for a Preferred Non-Nicotine rating on Accumulator Ascent IUL cases, Symetra will automatically bump them up to Super Preferred to bring their overall insurance premiums down even further. See program details.
Pacific Life Website Security Enhancements
Website Security Enhancements – Get details that affect your login.
Transamerica: Accelerating sales for FE Express
If you’re looking for a final expense solution that helps you write more business with less effort, Transamerica FE Express Solution (FE Express) delivers exactly what you need: Speed, simplicity, and a digital experience that keeps your business moving forward.