Banner Life: Instant and Exam Free Now Up To $5m
OPTerm just got even stronger. Banner’s increased retention limits now unlock accelerated underwriting up to $5M for ages 20-60 – plus higher autobind limits across most rate classes. Faster decisions, bigger cases, more flexibility. Check out the latest.
Symetra: Super Preferred Upgrade Program
Super Preferred Upgrade Program: Extended through July 1st
If clients qualify for a Preferred Non-Nicotine rating on Accumulator Ascent IUL cases, Symetra will automatically bump them up to Super Preferred to bring their overall insurance premiums down even further. See program details.
Pacific Life Website Security Enhancements
Website Security Enhancements – Get details that affect your login.
Transamerica: Accelerating sales for FE Express
If you’re looking for a final expense solution that helps you write more business with less effort, Transamerica FE Express Solution (FE Express) delivers exactly what you need: Speed, simplicity, and a digital experience that keeps your business moving forward.
The new Nationwide Indexed UL Accumulator III
In early March, you’ll be able to offer Nationwide Indexed UL Accumulator III to clients who need death benefit protection and tax-advantaged growth. It still has a transparent, low-cost design and now also features some valuable enhancements.
These are 2 of the new enhancements that you’ll probably want to learn more about right away:
- 8% Enhanced DCA – To help mitigate the impact that market timing risk can have on a client’s cash value.
- Performance Lock – To help make sure your clients can keep the gains from their index interest strategy.
John Hancock: Help Your Clients “Prepare for Better”
John Hancock and the MIT AgeLab recently released the Longevity Preparedness Index (LPI), a groundbreaking tool that can help your clients “Prepare for Better.” Dive into the LPI to see where Americans are falling short in longevity preparedness — and where you can make the greatest impact. For example, use these four findings to spark meaningful discussions that can lead to better outcomes as your clients age.
- Care starts with conversation: The LPI indicates that only 16% of Americans have discussed care preferences. Encourage early family conversations and the use of planning tools such as advance directives, POAs, funding strategies, etc.
- Better homes can help support better aging: LPI’s home domain scored just 56 —indicating low readiness. Promote aging-in-place strategies, home modifications, smart tech, and safety planning.
- Designing communities for longevity: While LPI’s community domain achieved the highest score (70), support systems lag. Highlight the importance of age-friendly infrastructure, transportation, healthcare access, and “third places,” e.g., churches, gyms, cafes, community halls, etc.
- Wellness as a foundation: With a score of just 56, the LPI revealed a potential gap between what clients know and what they do when it comes to maintaining their health. Integrate John Hancock Vitality into your discussions to reinforce the link between longer, healthier, better and care planning.
New Annuity-based LTC Solution from Nationwide and Training Requirements
I’m excited to share that Nationwide launched a new, annuity-based long-term care (LTC) solution, Nationwide CareMatters® Annuity, on October 13, 2025.
Building upon our industry-leading linked-benefit LTC suite1, CareMatters Annuity offers:
- A streamlined solution to help clients maximize their assets for LTC, while protecting the resources they’ve built for retirement
- Flexible, cash indemnity LTC benefits – same as all Nationwide CareMatters solutions
I wanted to share the overview of the required training to sell CareMatters Annuity, given there’s annuity and product-specific training, in addition to LTC training.
Please take a look and contact me if you have questions or would like to connect.
IMPORTANT: Harbourview MYGA Rate Change
RATE CHANGE ALERT: Effective November 5, 2025, the rate for the Harbourview MYGA 2-Year will decrease by 0.10%.
What’s Changing:
• Harbourview 2-Year MYGA: Decrease rate by 0.10%
To Secure Current Rates:
• Applications must be signed prior to November 5, 2025
• Applications must be received by Oceanview within 14 calendar days of the application signed date
Please contact our sales team with any questions about these changes or for assistance with pending applications at (833) 656-7455.
Protective Classic Choice Term Incentive Campaign
This June, increase your earnings with Protective Classic Choice Term policies. Participate in this event and be entered to win one of three $1,000 prizes. Full details can be found HERE.
Oceanview MYGA Rate Change Effective June 6
Effective June 6, Ocanview will be raising rates on their Harbourview series.
Updated Rates Available HERE.