Business Insurance Sushi Podcast – Episode 1 | Three Levels of Planning
David Szeremet, Second Vice President, Advanced Planning at Ohio National, brings you fresh and flavorful sales bites about business insurance in this new six-episode podcast series. Designed to be easy to listen to and digest, David covers the three levels of business insurance planning, ideas for overcoming objections, conversation starters and much more. In episode 1, David takes the complexity out of business insurance by breaking down the three levels of planning. Listen as he shares pointers on developing cases with simple strategies and conversation starters.
Important Asset-Care Product Changes Effective January 2, 2019
From OneAmerica: “Beginning Jan. 1, 2019, the option of joint life with 4% acceleration will no longer be available on any Asset-Care product. This change allows us to maintain a healthy, robust product portfolio and continue providing products for consumers that are more life and LTC balanced.”
For more information, including transition rules, please click here.
New LGA Term Rates Hit the Mark … Again!
LGA offers super-competitive pricing, great service and the longest term coverage available in the market, with options for 10, 15, 20, 25, 30, 35 and 40 years.
Competitive Term Price Rankings
OPTerm pricing for Banner ranks #1 – 73% of the time.
William Penn pricing ranks #1 – 73% of the time.
Check out our updated term webpage lgamerica.com/term to find administrative guidelines, product specifications and more.
Year End Business Guidelines
Please click here for year-end announcements from our carriers.
Introducing OPTerm 35 and 40!
Legal & General America is revolutionizing the term insurance marketplace as the only carrier to offer level premium coverage for up to 40 years!
Give your clients the option to purchase simple, straightforward protection that can cover them into retirement and beyond. Our competitive, guaranteed level term OPTerm series now comes in durations of 10, 15, 20, 25, 30, 35 and 40 years! OPTerm 35 and 40 provide the same great pricing and service that you have come to know from Legal & General America.
For more info, please click here.
New Rates for Trendsetter Super
You asked for better rates, and on November 17 it’s happening. Get a sneak peek at lower term life insurance rates across the board for our popular Trendsetter Super Series. The changes take effect Nov. 17.
Now Available on ADDvantage® Term: Critical, Chronic, and Terminal Illness Endorsements
North American is pleased to announce the addition of the accelerated death benefit endorsements for critical, chronic, and terminal illness on the ADDvantage® term product effective September 24, 2018.
DOWNLOAD the bulletin for more information.
American National: MYGA Rate Increase in September!
Please click HERE for September rates. The Palladium MYG 6 is now 3.35% guaranteed for 6 Years (at $100k premium and greater)! And the Palladium MYG 7 now has a 4.44% guaranteed effective annualized yield for 7 years (at $100k premium or greater).
Prudential UW Change with Regard to Residents of Venezuela
Currently, Prudential accepts residents of Venezuela at NSP rates. However, that is changing. The country is being moved to a decline based on the overall endemic and political situation. Prudential is looking to make this change effective September 1, 2018, but will remain flexible with any case that may be in the works prior to that date. If you have any questions, please contact our office immediately. Prudential appreciates your understanding as to why they need to make this quick update.