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American National: Product Enhancements (Smart Start Accumulator Series)

We’re making enhancements to our Smart Start Accumulator and Smart Start Accumulator Plus —two products designed to maximize your clients’ growth potential from day one.

Available July 7, both products will now offer the Smarter Start Guarantee, which provides a minimum index credit on qualifying first-year allocations. This replaces the Best Entry feature.

From July 7 to Sept. 9 only, all fully funded, pending Smart Start Accumulator and Smart Start Accumulator Plus applications will receive a 5% guaranteed floor rate for the first contract year. Contracts submitted after this 60-day window will receive the 4% guaranteed rate.

We are also increasing the free withdrawal amount from 5% to 10% on the Smart Start Accumulator and Smart Start Accumulator Plus.

Watch this Smart Start Accumulator video to learn about key features, product details, and audience positioning.

Product training

  • Required suitability training, course LAD10822, must be completed before sale.
  • Agents who completed LAD10385 prior to 07/07/2026 must complete the supplemental update module LAD10821.
  • The full suitability course will be available on RegEd, My Learning, iCapital (Simon), and LUMA. The supplemental course will be available on RegEd and My learning.

Mutual of Omaha: What Comes Next for Annuity Conversations?

Turn Awareness Into Action

Annuity Awareness Month is a natural time to start conversations about retirement income. But the opportunities don’t have to end there.

Every day, clients are thinking about how long their money may last, how market changes could affect their plans, and how to create dependable income for the years ahead. These are real concerns that call for confident, well-supported conversations.

Bring Confidence to Every Annuity Conversation

With Mutual of Omaha, you bring more than just annuity solutions into the discussion. From educational materials to product training and sales support, Mutual of Omaha provides resources that can help simplify complex concepts, guide client decisions and reinforce the value of guaranteed income within a broader retirement plan.

Because clients aren’t just looking for income—they’re looking for confidence that lasts.

Mutual of Omaha annuities — Confidence that Lasts.

New Annuity-based LTC Solution from Nationwide and Training Requirements

I’m excited to share that Nationwide launched a new, annuity-based long-term care (LTC) solution, Nationwide CareMatters® Annuity, on October 13, 2025.

Building upon our industry-leading linked-benefit LTC suite1, CareMatters Annuity offers:

  • A streamlined solution to help clients maximize their assets for LTC, while protecting the resources they’ve built for retirement
  • Flexible, cash indemnity LTC benefits – same as all Nationwide CareMatters solutions

I wanted to share the overview of the required training to sell CareMatters Annuity, given there’s annuity and product-specific training, in addition to LTC training.

Please take a look and contact me if you have questions or would like to connect.

Overview of Required Training

IMPORTANT: Harbourview MYGA Rate Change

RATE CHANGE ALERT: Effective November 5, 2025, the rate for the Harbourview MYGA 2-Year will decrease by 0.10%.

What’s Changing:
• Harbourview 2-Year MYGA: Decrease rate by 0.10%

To Secure Current Rates:
• Applications must be signed prior to November 5, 2025
• Applications must be received by Oceanview within 14 calendar days of the application signed date
Please contact our sales team with any questions about these changes or for assistance with pending applications at (833) 656-7455.

Download MYGA Rates Here

AIG Life & Retirement is now Corebridge Financial

AIG Life & Retirement is now Corebridge Financial, one of the largest providers of retirement solutions and insurance products in the United States.

While our name has changed, our focus remains the same—to proudly partner with you to help people protect, plan, and achieve secure financial futures.

It’s business as usual for our clients and partners, and there is nothing you need to do at this time.

Our issuing life insurance companies will remain the same—American General Life Insurance Company and The United States Life Insurance Company in the City of New York. Please know that you may see—at least for a time— both the Corebridge and AIG brands on our materials and websites.

Our relationship with you is extremely important to us. Thank you for your ongoing partnership.

Action is everything.
Video
Corebridgefinancial.com

New MYGA from North American to Launch October 26, 2021

Effective Oct. 26, North American is launching NAC Guarantee PlusSM, a multi-year guarantee annuity (MYGA), which will replace North American Guarantee ChoiceSM multi-year guarantee annuity.

With the launch of NAC Guarantee Plus, we’re hoping to provide greater flexibility for consumers. Here are a few details highlighting the enhancements….

  • Guarantee periods: 3-, 5-, and 7-year available. (10-year option not available.)1
  • Re-entry option: Renewal options available for your clients when the guarantee period is up, including the option to re-enter a 3-, 5-, or 7-year guarantee period. (See brochure for full details.)
  • Penalty-free withdrawals:2 Equal to the interest earned in the previous contract year.

Get training now

Visit RegEd to take the required NAC Guarantee Plus product training

(Code 21SFGNAC_02)

Get NAC Guarantee Plus materials now

Brochure (most states)
Brochure (CA, FL, DE)
Disclosure (most states)
Disclosure (CA, FL, DE)
Disclosure (ID, also required)
Quick reference guide

New business guidelines

The new MYGA applies to applications signed on or after Oct. 26, or submitted through e-App on or after Oct. 26.

NAC Guarantee Plus replaces North American Guarantee Choice

To receive the current North American Guarantee Choice product, applications must be signed before Oct. 26, or submitted through e-App before 11:59 p.m. Central Time Oct. 25.

 

1. For California, Florida and Delaware, NAC Guarantee Plus 7 is not available. A surrender during the surrender charge period could result in a loss of premium. Surrender charges and market value adjustment may reset with renewal. Surrender charge structures and guarantee periods may vary by state.
2. Withdrawals taken prior to age 59 1/2 may be subject to IRS penalties.

 

 

American National Announces Merger

Brookfield Asset Management Reinsurance Partners to Acquire American National in $5.1 Billion Transaction

BROOKFIELD, NEWS, Aug. 9, 2021 (GLOBE NEWSWIRE) – American National Group, Inc. (“American National”) (NASDAQ:ANAT), and Brookfield Asset Management Reinsurance Partners Ltd. (“Brookfield Reinsurance”) (NYSE:BAMR; TSX:BAMR), today announced they have entered into a definitive merger agreement whereby Brookfield Reinsurance will… READ MORE

Important: Ohio National Announces Strategic Transaction with Constellation

From Barbara Turner, President and Chief Executive Officer, “Today marks a very important day in our 111-year history.

Over the years, we have taken deliberate steps to position our business for growth, including providing value to our policyholders, supporting you and your independence to build your business your way, offering quality products and services to meet your clients’ needs, and strengthening our balance sheet and risk profile. More recently, together we have faced some difficult moments including prolonged and historic low interest rates, market volatility, regulatory changes, and of course, a global pandemic.

Through it all, and with your help, we have strengthened the Company and solidified our market position. Our work together has laid the groundwork for this announcement today…”

Please read the rest of the announcement HERE.

Press release can be found HERE.

Additional information regarding policyholder notification to follow.

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