Lincoln Financial Group: Lincoln Leader – Life Edition October 14, 2024
Click here to view the Life Lincoln Leader for October 14, 2024.
Click here to view the Life Lincoln Leader for October 14, 2024.
We’ve evolved our term insurance portfolio to better match the budgets and long-term planning needs of our customers. Prudential EssentialTermSM Value and Prudential EssentialTermSM Plus are available for sale beginning October 14.
Did you know that the underwriting process for juveniles up to $5,000,000 of whole life coverage is much simpler than writing adult life insurance policies, and does not require exams or labs? To learn more, review Mass Mutual’s guidelines for juvenile life insurance.
Reach clients with our Indexed Choice Universal Life solutions
With competitive, reliable performance clients can count on, you can feel confident recommending Protective Indexed Choice UL. And with the recent launch of our New York version, our IUL is more accessible than ever. Both allow you to protect clients’ financial goals while providing:
1Current as of March 2024.
From living benefits to overloan protection, American National provides personalization of your client’s life policies with a range of riders to ensure comprehensive coverage.
Building strong relationships is key for any financial professional
In this month’s success story, the client, a high net worth 58-year-old, was seeking life insurance benefits, asset diversification, and guaranteed cash value to weather market fluctuations.
See how our Whole Life 10 Pay solution provided a winning combination by offering the client’s desired life insurance needs, and earning the financial professional’s praise. A personalized approach from our MMSD Managing Director solidified their valuable relationship – and the client’s.
Easily share this with financial professionals by using the attached Outlook template.
Click here for more information on Signature GUL, Signature Protection IUL and Signature Whole Life.
Are your client’s buckets balanced?
There are many ways your clients can set aside money for retirement. How they allocate their money may help enhance their retirement distributions by adjusting how and when they are taxed.
Walk your clients through The Tax Dilemma flyer to help them see if adjustments can help provide greater control of the taxes they’ll pay.
After all, it’s not necessarily how much money you have that is important…it’s how much you get to keep that really matters.
Balance your approach: The Tax Dilema
A Buy-Sell Agreement can provide an orderly means of transferring the business from one owner to another. However, a funding vehicle is necessary to pay for the withdrawing owner’s share of the business. Learn why life Insurance is one of the most cost and tax efficient means to fund a Buy-Sell Agreement.
No more EKG as a routine requirement for all ages and face amounts. Plus, increased overall capacity for professional athletes, entertainers, and celebrities.