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Life Insurance

Banner Life: Lower Rates for OPTerm now Available

Starting today (August 11, 2026), you’ll see lower rates from Banner Life.

Giving your clients access to affordable term life insurance isn’t a strategy or a sales plan – it’s business as usual for Banner Life. It’s how we got to be the #1 term life insurance carrier in the U.S.,1 and it’s what you can expect from us day in and day out.

We’re dropping rates on OPTerm, so whether your client needs 10 years of coverage or 40, we’ll be there for them and for you. It’s not about the numbers, but you can expect to see us at the top of the rankings about 88% of the time.2

That’s what a trusted partner does. You can count on us to make it easier for you to do business every day, not just when it’s convenient.

 

See our updated Administrative Guidelines

 

We’re Banner Life. Here for you. Here for better.

 

Pacific Life PL Promise Producer Incentive Program

HOW THE PROGRAM WORKS:

■ Submit PL Promise Term or PL Promise GUL applications by 12/31/26.
■ Place a minimum of five in-force PL Promise Term or PL Promise GUL policies by 2/28/27.
■ Incentive will be paid within one month of every five paid cases, and final payments will be paid by 3/31/27.
■ Policies must remain in force for at least one policy year or a chargeback will apply.
■ The producer incentive is paid in the same form as regular commission payments.
■ Designed for life insurance brokers only; direct marketers and e-retailers are not eligible.

For more info, click HERE.

PL Promise Term Life Insurance Reprice

Effective July 20, 2026, Pacific Life Insurance Company is rolling out refreshed pricing for PL Promise Term1 level premium life insurance—a product designed to offer affordable death benefit protection to consumers and business owners needing short-term flexible coverage.

Rates have been updated to increase consistency for solid competitiveness across all combinations of terms, risk classes, gender, and issue ages.

A 60-day transition period is provided.

Our commitment to providing affordable life insurance coverage for everyday consumers remains strong. View full bulletin for pricing sweet spots and other details.

View Full Bulletin (PDF)

Nationwide’s Multi-Life Guaranteed Issue Program Goes Live July 10th

We’re excited to share that Nationwide’s retail Multi-Life Guaranteed Issue program and platform is live as of July 10, 2026. This new platform offers a streamlined experience for submitting and managing multi-life cases, including:

• An end-to-end digital experience on a single integrated platform
• No duplicate data entry — intake, census, and illustration details automatically carry forward
• Real-time dashboard visibility into each participant and overall case status

To submit details for review prior to final submission:

1. Access our retail Multi-Life Guaranteed Issue platform through the Nationwide Sales & Service Center, complete the intake form, and upload the census.
2. Once reviewed, Nationwide will send a preliminary approval email.
3. Complete licensing, use the web-based illustrator, and provide the aggregate illustration ID.
4. Then initiate the application, with most inputs pre-filled.

Click here to view the Multi-Life Guaranteed Issue – IUL Accumulator III brochure

Securian Eclipse Accumulator II IUL: Up to 40% Lower Charges

With Indexed Universal Life (IUL), charges matter. Eclipse Accumulator II IUL delivers the lowest total charges by year 20 among major competitors,1 helping more premium dollars go to work for your clients from day one.

Why financial professionals are taking notice:

✓ Lowest total charges by year 20 among major competitors1
✓ Up to nearly 40% lower total charges than the highest-cost competitor1
✓ More premium available to support cash value accumulation

Illustrated rates tell only part of the story. Internal policy charges can significantly impact long-term outcomes — and lower charges can mean more value for your clients.
See how Eclipse Accumulator II IUL stacks up.

VIEW WEBSITE

Symetra Webinar Replay: Mastering the Mechanics of Protection IUL

Webinar replay: Mastering the Mechanics of Protection IUL

Missed the webinar? Don’t miss this key insight:

• One of the most important criteria in the longevity of protection-focused indexed universal life (IUL) isn’t the premiums—it’s the charges.

In our Mastering the Mechanics of Protection IUL webinar, we show how charges impact net premium and reveal how much of each premium dollar actually goes to work fueling the policy.

You’ll also learn how to stress-test protection IUL, compare products more effectively, and uncover sales opportunities through case studies. If you want to better understand what’s under the hood of protection IUL, this replay is worth the watch.

Watch replay  

Transamerica FFIUL II Express now available in California

Next-gen life insurance is here — with 100% instant decisioning to deliver powerful coverage in minutes. Effective today, March 25, Transamerica Financial Foundation IUL® II Express is redefining how fast and convenient life insurance can be.

Click HERE for the Toolkit.

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