From OneAmerica: “Beginning Jan. 1, 2019, the option of joint life with 4% acceleration will no longer be available on any Asset-Care product. This change allows us to maintain a healthy, robust product portfolio and continue providing products for consumers that are more life and LTC balanced.”
For more information, including transition rules, please click here.
LGA offers super-competitive pricing, great service and the longest term coverage available in the market, with options for 10, 15, 20, 25, 30, 35 and 40 years.
Competitive Term Price Rankings
OPTerm pricing for Banner ranks #1 – 73% of the time.
William Penn pricing ranks #1 – 73% of the time.
Check out our updated term webpage lgamerica.com/term to find administrative guidelines, product specifications and more.
Legal & General America is revolutionizing the term insurance marketplace as the only carrier to offer level premium coverage for up to 40 years!
Give your clients the option to purchase simple, straightforward protection that can cover them into retirement and beyond. Our competitive, guaranteed level term OPTerm series now comes in durations of 10, 15, 20, 25, 30, 35 and 40 years! OPTerm 35 and 40 provide the same great pricing and service that you have come to know from Legal & General America.
For more info, please click here.
You asked for better rates, and on November 17 it’s happening. Get a sneak peek at lower term life insurance rates across the board for our popular Trendsetter Super Series. The changes take effect Nov. 17.
See where Transamerica wins and view transition rules.
North American is pleased to announce the addition of the accelerated death benefit endorsements for critical, chronic, and terminal illness on the ADDvantage® term product effective September 24, 2018.
DOWNLOAD the bulletin for more information.
SBLI is pleased to announce new term rates for all non-nicotine classes, effective Monday, July 23, 2018. The rates supporting our unique all risk classes, no medical exam accelerated underwriting process, will be much more competitive. Also, rates for our traditionally underwritten business will be particularly strong. Transition rules can be found here.
Legal & General America has competitive new term rates and great pricing for both annual and monthly premium payments. More information available here.
At Prudential, we strive to provide clients with a relevant suite of product solutions to help them meet their financial goals. That’s why we’re excited to announce reduced rates on UL Protector, which underscores our commitment to the GUL marketplace and provides your clients with the same great death benefit option at a lower cost.
Reprice Details
We’ve improved our competitive positioning across the board as a result of UL Protector’s price decrease. In fact, the reprice positions us as the industry’s top leader in key cells for clients aged 65 and over.
Same Great Features
As of April 16, 2018, PL Promise Term life insurance just got more competitive. Check out our new premiums, plus other great news. You can rely on Pacific Life to deliver consistent, competitive pricing and automated, simple solutions.
• Premium decreases focused on achieving top 3 premium ranking in the following areas:
– 25-year term duration
– Select risk class
– Applicants age 50-69, any risk class, leveraging our new PL Smooth Sailing fluidless underwriting program
• Continued competitive strengths in the following areas:
– Competitive Substandard pricing (+20% per table vs. the traditional +25%)
– Competitive Monthly Premium mode (monthly premiums)
Transition Period
The new PL Promise Term rates go into effect beginning April 16, 2018. A 60-day transition period from April 16, 2018 through June 14, 2018 is provided. A request to use the lower rates is not required and any premium received with an application using the higher rate will automatically be refunded.
