Uncategorized

One review. New possibilities.

Some of the most valuable client conversations start with taking a fresh look at what’s already in place.
That’s where policy reviews can make a meaningful difference.

When clients share their future plans, evolving priorities or questions about whether their current policy is still meeting their needs, a simple conversation can open the door to new possibilities. It creates an opportunity for you to listen, ask thoughtful questions, and uncover solutions.

In our new case study, by taking the time to understand their client’s concerns, the financial professional was able to explore options and identify a path forward that met their client’s immediate needs and future goals too.

Behind every policy is a person and a future worth protecting

Policy reviews are more than a service touchpoint. They’re a chance to strengthen relationships, reinforce your value as a financial professional, and show clients that their needs remain at the center of every conversation.

Discover how one policy review uncovered a better way to align a client’s coverage with what mattered most.

Read the case study

Website Security Enhancements – Get details that affect your login.

John Hancock and the MIT AgeLab recently released the Longevity Preparedness Index (LPI), a groundbreaking tool that can help your clients “Prepare for Better.” Dive into the LPI to see where Americans are falling short in longevity preparedness — and where you can make the greatest impact. For example, use these four findings to spark meaningful discussions that can lead to better outcomes as your clients age.

• Care starts with conversation: The LPI indicates that only 16% of Americans have discussed care preferences. Encourage early family conversations and the use of planning tools such as advance directives, POAs, funding strategies, etc.
• Better homes can help support better aging: LPI’s home domain scored just 56 —indicating low readiness. Promote aging-in-place strategies, home modifications, smart tech, and safety planning.
• Designing communities for longevity: While LPI’s community domain achieved the highest score (70), support systems lag. Highlight the importance of age-friendly infrastructure, transportation, healthcare access, and “third places,” e.g., churches, gyms, cafes, community halls, etc.
• Wellness as a foundation: With a score of just 56, the LPI revealed a potential gap between what clients know and what they do when it comes to maintaining their health. Integrate John Hancock Vitality into your discussions to reinforce the link between longer, healthier, better and care planning.

This June, increase your earnings with Protective Classic Choice Term policies.  Participate in this event and be entered to win one of three $1,000 prizes.  Full details can be found HERE.

Effective April 21st, 2025, licensees who sell annuity products will need to complete an annuity course covering the NAIC Best Interest Standards.

• Licensees who have already completed a 4-hour annuity course prior to 4/21/2025 may complete a 1-hour annuity best interest course or complete the new 4-hour annuity best interest course. Licensees will only have until 10/31/2025 to be able to take the 1-hour course.
• Licensees who have not completed an annuity course must take the 4-hour annuity best interests course prior to selling annuities.

Please this announcement from North American regarding upcoming changes to their term guidelines for new sales.

Symetra is the recipient of a 2022 Celent Model Insurer Award, winning in the Innovation Execution category for its Symetra SwiftTerm digital term life insurance platform!

Read more about this exciting news.

Effective May 12, 2021, our temporary underwriting restrictions that have been in place since April 2020 will be lifted and our normal pre-COVID-19 underwriting guidelines will be in effect. We will continue to require a current Statement of Health for all policy approvals. See this table for details.