New quick & easy Foreign National tools determine eligibility
Access the new online tool: Foreign National Questionnaire.
Plus, check out the updated Foreign National Guidelines for Life Insurance Sales that include the elimination of IRS form W-9 and W-8BEN.
OPTerm just got even stronger. Banner’s increased retention limits now unlock accelerated underwriting up to $5M for ages 20-60 – plus higher autobind limits across most rate classes. Faster decisions, bigger cases, more flexibility. Check out the latest.
Super Preferred Upgrade Program: Extended through July 1st
If clients qualify for a Preferred Non-Nicotine rating on Accumulator Ascent IUL cases, Symetra will automatically bump them up to Super Preferred to bring their overall insurance premiums down even further. See program details.
Did you know that the underwriting process for juveniles up to $5,000,000 of whole life coverage is much simpler than writing adult life insurance policies, and does not require exams or labs? To learn more, review Mass Mutual’s guidelines for juvenile life insurance.
No more EKG as a routine requirement for all ages and face amounts. Plus, increased overall capacity for professional athletes, entertainers, and celebrities.
Securian Financial has developed a reputation for improving underwriting standards through ongoing research and development. Many factors go into an underwriting decision. These updated guidelines are for recreational use of marijuana.
We’ve simplified the process with a new streamlined approach that helps you every step of the way.
Technology is an incredibly effective tool to move your business forward while keeping people at the heart of what you do.
The Horizon Experience offers the customized and personalized service your clients want — whether that’s a solo journey through our digital app, some help along the way from an advisor, or a hand from our skilled call center team.
Explore how we’re making the process of getting term life insurance as easy as
1-2-3. We are here for you and your clients, making purchasing life insurance simpler, faster and more flexible
See how easy life insurance can be with the Horizon Experience
Through ongoing research and development, Securian Financial has earned a reputation for improving underwriting standards. They can offer competitive underwriting decisions for recreational marijuana, tobacco and non-combustible tobacco use through various underwriting initiatives. View the guidelines below to see if your client qualifies.
RECREATIONAL MARIJUANA GUIDELINES
Now when applying for new PL Promise Term¹ life insurance policies, you and your clients can enjoy the convenience and clarity of one seamless underwriting process with higher face amounts, broader age requirements, and fewer restrictions.
PAL+ combines the former PL Swift and PL Smooth Sailing underwriting programs into one cohesive, all-digital life insurance experience.
Sounds good, right? Click HERE for more information.
Agile Underwriting+ (AU+) is AIG’s streamlined underwriting process that provides a path to policy approval that may not require an exam, labs or APS records.
Available for:
More information available HERE.