American National – Annuity Rate Increase Effective October 16th

Click here for 10/16/26 rate sheet.

Rate Highlights:

Palladium Multi-Year Guarantee (MYG) & MYG MAX

• 3-year ▲ 30 BPS
• 7-year ▲ 35 BPS
• 6, 10-year ▲ 15 BPS

Palladium Match MYG

• 3-year ▲ 30 BPS
• 7-year ▲35 BPS

ANICO Strategy Indexed Annuity 7 & 10

• Rates ▲ accross the board!

Rate Constant Annuity

• 20-Year Declared Rate ▲ 30 BPS
• Trigger Rates ▲ across the board!

Smart Start Accumulator 10 & Plus 10

• Premium Enhancement (no fee) ▲ from 14% to 15% 
• Premium Enhancement (with fee) ▲ from 21% to 22%
• Cap & Participation Rates ▲ Increased across strategies

Smart Start Accumulator 5 & Plus 5

• Premium Enahncement (no Fee) from ▲ 9% to 10%
• Cap & Participation Rates ▲ increased across strategies

October 1 Rates Deadlines (App exchnages, cash w/ app, & wire transfers)

• App Dated & Signed: 10/15/26
• App and Cash/Wire Transfer Received: 10/20/26 (3rd business day)
• Exchanges Only: Monies must be received within 60 days