New pricing for Protective® Classic Choice term

New pricing for Protective® Classic Choice term

We regularly review our pricing to deliver on our commitments and help you deliver on yours. Reprices ensure Protective® Classic Choice term remains strong, sustainable and easy to recommend. Alongside the reprice, our digital process helps
new business move with velocity — from submission to commission.

Price changes in all states except NY, effective October 12, 2026:

Monthly premium scenarios in top 3
77% of time

Annual premium scenarios in top 3
76% of time

(Please note, iGo defaults to annual premium quotes. Change to monthly premium quotes to see Classic Choice term’s most competitive rates.)

Transition rules

• For paper business: signed applications must be received on or before October 26, 2026.
• For electronic ticket business and direct writers: applications must be signed and received on or before November 9,
2026.
• Any application in underwriting on October 12, 2026 may choose the version of the product (old or new) but will retain
the rates they are initially quoted unless otherwise requested up until the case has been approved.
• New York does NOT have a rate change, however the plan codes are changing, so they will follow the above rules