Effective October 1st, 2019, PruLife Return of Premium Term (ROP Term) is no longer available for purchase.
PBR/2017 CSO Compliance: Across the industry, insurers have been updating products to be compliant with principle-based reserving and 2017 Commissions Standard Ordinary Mortality Table. After careful consideration, ROP Term will not be updated at this time. Any applications submitted through September 30, 2019, will be processed through the end of 2019. All policies must be placed by December 31, 2019. No exceptions will be granted.
More info available here.