The OPTerm 25 Exchange Program has been extended!
The OPTerm 25 Exchange Program has been extended until March 31, 2017. This program allows customers who purchased OPTerm 10, 15, or 20 within the past four years to trade up to an OPTerm 25 plan at his or her current attained age with no underwriting. The OPTerm 25 replacement policy will be a new issue, with a full 25 years of coverage, not adjusted by the duration the original policy was held.