Lab Lift: Exam Substitution Program from Legal and General

Give your next case a lift with Lab Lift

Now, your clients submitting paper applications can enjoy an exam-free experience with great level term pricing and coverage options from LGA.

With Lab Lift, the best of both worlds will be available to eligible clients using paper applications. Electronic health records (EHRs) or an attending physician statement (APS) will be used as a substitute for a paramedical exam and fluids — by pulling medical data and lab results from recent physician visits. All rate classes, including Sub-standard, are eligible for the program.

It’s easy to use

Agents decide which clients to include in the program by submitting the paper application with a simple one-page cover sheet including the date blood work was last completed and physician information.

It’s convenient

For eligible applicants for Lab Lift, we are waiving full paramed and EKG requirements for the applicable ages and face amounts.  Parts 1 and 2 of the app must be completed.
Agents with customers who would typically complete Part 2 during a paramed can use ExamOne to complete the application.

Visit lgamerica.com/au to learn more